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Economy

Credit Card Rewards for Holiday Shopping to Stay Debt-Free

Economy

The Financial Health Implications of Credit Card Use

Peter G. Killigang

Credit cards have become ubiquitous financial tools, offering convenience, rewards, and flexibility. However, the impact of credit card use on personal financial health is complex and multifaceted. Grasping how credit…

Economy

Credit vs. Debit: A Comprehensive Comparison

Peter G. Killigang

The modern financial world is intricately woven with diverse payment instruments, two of the most prevalent being credit cards and debit cards. Although these cards often look similar—rectangular plastic with…

Are retirement calculators giving you a false sense of security?

Economy

How Much of My Income Should I Save?

Peter G. Killigang

Navigating personal finance can often feel daunting, and one of the most frequently asked questions is: "What percentage of my income should I save?" This question has no universal answer,…

Hype over hit: Brussels pensions plan is not working | Euronews

Economy

Saving money: local currency vs. foreign currency explained

Peter G. Killigang

Deciding whether to save in your national currency or a foreign one is a vital monetary decision. It affects the value of your savings, your risk exposure, and your future…

10 Ways to Prepare for a Personal Financial Crisis

Economy

How to handle your finances if you’re already in debt?

Peter G. Killigang

Debt can feel overwhelming, but the first step in regaining control is gaining a clear understanding of your financial position. Begin by compiling a list of all your debts, including…

a person in black and white plaid jacket holding banknotes

Economy

The basics of projected cash flow

Peter G. Killigang

Projected cash flow is a vital financial tool used by businesses, organizations, and individuals to estimate the amount of money expected to flow in and out of their accounts over…

Economy

No one can seem to kill America’s economy, despite everyone’s best efforts

Peter G. Killigang

Despite numerous internal and external pressures, the U.S. economy continues to demonstrate strength, surprising analysts who have predicted downturns that have yet to fully materialize.Over the past several years, the…

How can I reduce expenses without lowering quality of life?

Economy

How to lower expenses while maintaining quality of life

Peter G. Killigang

Managing personal finances often conjures images of deprivation or trading comfort for savings. However, reducing expenses does not inherently mean sacrificing your quality of life. Through strategic planning, thoughtful substitutions,…

Economy

Understanding the Difference Between Credit and Debit Cards

Peter G. Killigang

In today's financial world, plastic money dominates, with credit and debit cards being central to daily transactions. Although these cards often share similarities in size, appearance, and ease of use,…

Economy

Is the $2,000 iPhone Worth Buying?

Peter G. Killigang

Apple has introduced a new iPhone model priced at $2,000, marking one of the most expensive consumer smartphones ever released. This launch has sparked conversations about technology, consumer trends, and…